Executive Benefit Solutions (EBS) is an independent consulting firm with a single focus: working with clients to improve the effectiveness and cost-efficiency of benefit programs for key employees and professionals.

The principals and senior staff of EBS have worked together in the executive benefits market for almost 20 years, bringing sophisticated consulting and plan administration services to clients through EBS and through our past work together at leading benefits firms, including: Compensation Resource Group (CRG), Retirement Capital Group (RCG), Clark Consulting, and Lyons Compensation & Benefits.



Managing Director, Managing Partner for the Firm


Chris is a Founding Principal of EBS and is responsible for all aspects of client service and practice management. He has over 20 years of experience in Executive Benefits Consulting and is responsible for the development of all of the firm’s proprietary financial models and IT.

Prior to founding EBS, he was a Managing Director of Retirement Capital Group, an SVP-Consultant for Clark Consulting, and a Principal of Lyons Compensation & Benefits. Prior to that, he worked in estate and business continuity planning with the “M” Financial Group, was employed by PepsiCo as a Strategic Planner, and by Massachusetts Mutual Life Insurance Company as a Systems Analyst. Chris holds a BA from Clark University and an MBA with Distinction from Cornell University. He is a member of the Northeast Human Resource Association and World at Work.

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Managing Director, Director of Consulting Practice


Chris is a Founding Principal of EBS and leads the benefits consulting practice in Boston. He has over 20 years of experience in Executive Benefits Consulting. Before founding EBS with Chris Wyrtzen, he was a Managing Director with Retirement Capital Group, an SVP-Consultant with Clark Consulting, and a Founding Principal of Lyons Compensation & Benefits (which was sold to Clark in 2001).

Before entering the Executive Benefits business, Chris was a Tax Partner with Ernst & Young in Providence, RI. He is a graduate of Colgate University (BA), Boston College (MBA), and Bryant College (MST), and holds several professional designations including: CPA, CFP® and CLU.

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Managing Director, Chief Marketing Partner


William L. MacDonald is the founding chairman and chief executive officer of three leading firms in the executive compensation and benefits industry; notably, Compensation Resources Group, Inc. (CRG); Retirement Capital Group, Inc. (RCG); and the Merrill Lynch Executive Compensation Group. Clark Consulting, a NYSE firm, acquired CRG, and Bill continued to lead its executive benefits practice as president.

For more than three decades, Bill has consulted and resolved challenges facing the executive compensation and benefits business by counseling public and privately held firms and many Fortune 500 companies across a variety of business sectors.

Quoted frequently in the Wall Street Journal, the New York Times, Bloomberg, and leading trade journals, he also authored Retain Key Executives, a breakthrough compendium on the recruit-retain-reward challenge, published by CCH, and MERGE, Simplify the Complex Sale. On occasion, he lectures at the Conference Board, World-at-Work, Forbes CEO Forum, and the Young Presidents’ Organization (YPO).

Active in his community, Bill serves on the Board of Visitors at the Gaziadio School of Business at Pepperdine University, and maintains memberships in the World Presidents’ Organization (WPO) and the Chief Executive Organization (CEO). Additionally, he served as past president of the Los Angeles Chapter of the National Association of Corporate Directors and the San Gabriel Boy Scouts of America Counsel. Earlier in his career, he was named Entrepreneur of the Year and California Veteran of the Year.

A graduate of Northeastern University and The President’s Program on Leadership (PPL) from the Harvard Business School, Bill lives in San Diego with Eileen, his wife. They raised two accomplished children and now enjoy the rewards of five grandchildren.

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Managing Director


Don has nearly 20 years of experience working with client boards of directors and senior management of public, private and tax-exempt organizations to design, fund, implement, and administer select executive retirement, retention and performance based incentive plans. His focus has been consultation with key decision makers on benefit systems that attract, retain and motivate corporate executives.

Don has been a featured speaker at professional associations as well as regional and national meetings. Don has also authored articles in the Credit Union Times, Western Independent Banker’s Magazine and the Foundation for Enterprise Development Ask the Expert publication.

Don received his Bachelor of Science degree in Finance from Arizona State University. He holds Chartered Life Underwriter (CLU) and Chartered Financial Consultant (ChFC) designations, is a past member of the Non-Qualified Plans committee of the Association for Advanced Life Underwriting (AALU) as well as the Western Pension and Benefit Council.

Don lives in San Diego area with his wife and two daughters. Don serves on the Board of Trustees for the Social Advocates for Youth in San Diego.

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Managing Director


Trevor K. Lattin has spent his career in professional services, beginning with Arthur Andersen in the Audit and Business Consulting practices. Later in his career, Trev was in a leadership role at Resources Global Professionals where he advised Fortune 1000 C-level clients and led large project teams, specializing in financial operations, strategy, process re-engineering, audit, and corporate governance across the United States, Europe, and Asia. Trev also managed the West for a national executive compensation and benefits firm, where he published several industry studies and papers on executive compensation and benefits.

Trev graduated from the University of Southern California Leventhal School of Accounting and is a fifth generation Southern Californian. A world traveler and avid scuba diver, he lives in Orange County with his wife and three children.

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Managing Director


Robert Birdsell is Managing Director for EBS-Milwaukee. Over his 30 year career, he has specialized in designing and funding benefit programs for corporations throughout the U.S. He has had extensive experience in the securities industry having designed and managed attraction and retention plans for several dozen securities firms over the last 15 years. He has written numerous articles on the subject and spoken to peer professionals in compensation consulting, law and accounting on the tools and intricacies of total wealth management and executive benefits for the executive suite.

Mr. Birdsell was the founder of Capital Financial Group, and was a Principal with Clark Consulting and a former Managing Director of Retirement Capital Group based in San Diego prior to joining EBS. He received a Bachelor’s degree in business from Loras College and holds the CLU professional designation from the American College.

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Managing Director


Hugh Carter, Managing Director, recently opened our newest office in Virginia, EBS-Richmond. He brings to our expertise more than 35 years of experience in financial services with emphasis on insurance, risk management, investment management and finance.

For the past two decades, Hugh provided consulting services to corporate and private clients, serving their needs in executive benefits and retirement planning, including the design, implementation and funding of deferred income plans, supplemental executive retirement plans, and other special nonqualified executive/owner strategies.

Hugh also served as founder, organizer and board member with Clark/Bardes Mid-Atlantic, Inc., Interjet Aviation Group, and First Landing Capital Partners, LP.

A graduate of the University of Virginia, Hugh began his executive career with Johnson & Higgins, a large, international brokerage firm, in New York, where he also completed graduate studies at the Aetna Insurance School in Hartford, and the Insurance Institute in New York.

Hugh and Marie, his wife, live in Richmond and raised four grown children. They are both active in civic and charitable endeavors. Marie is a practicing attorney specializing in tax, executive compensation, and compliance.

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Managing Director


Bob’s network of resources in the compensation, accounting and legal professions brings additional depth to the team of benefit consultants at Executive Benefits Solutions. He has worked for over three decades in the financial, insurance and benefits industries with extended periods of time at national executive benefits firms in New York and Philadelphia.

Bob assists companies in identifying and analyzing benefits programs that reward, attract, and retain senior management teams. This process involves developing and modeling of plan design, benefits communication, and long-term plan administration to meet the specific needs and culture of the organization.

He graduated from Lehigh University and received his Masters in Financial Services (MSFS) from The American College.

Bob lives in suburban Philadelphia with his wife and adult son. He is an avid runner, yoga and squash player. He currently serves as the Treasurer of the Pennsylvania Society of Sons of the Revolution.

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Vice President, Design


Karl has over 30 years of experience in Executive Benefits and Wealth Transfer Planning. Prior to joining EBS, he led the case design team at Financial Architects Partners, a national estate planning firm that develops large life insurance portfolios for the super affluent. Prior to that, he was a Vice President at John Hancock where he built their Corporate Owned Life Insurance Unit, and subsequently led their Small Group Long-Term Care effort. He also worked in estate and business continuity planning with the “M” Financial Group. Karl holds a BA from Merrimack College, and an MBA from the University of New Hampshire’s Whittemore School. He holds several professional designations including: CFP®, CLU, ChFC, CLTC.

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Vice President, Plan Administration


Bonnie has over 10 years of experience in Client Service for Executive Benefit Plans and has extensive experience with various executive life insurance and deferred compensation plan designs for both for-profit and not-for-profit organizations. She joined EBS shortly after it was founded and played an instrumental role in the creation of the National Client Service Center, located in Dallas. Prior to that, Bonnie worked at Clark Consulting with a focus on Executive Life Insurance plans and COLI administration. She graduated with honors from American Intercontinental University’s School of Business, where she earned her degree in Business Administration.

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Account Analyst


Heather has over 12 years of experience in various administrative support functions. Her primary focus is on maintaining accurate information in plans administered by EBS, assisting with monthly reporting requirements, and responding to client and plan participant inquiries. Heather is currently pursuing a degree at Richland Community College, where she maintains a 4.0 GPA.


Database Programmer

Russ has over twenty years of experience in the development and maintenance of database systems. He is responsible for the database systems EBS uses to administer client programs, and works closely with the administration team to continually update our systems to meet the specific needs of each unique plan. Russ started his career at Digital and has experience working for several major firms in the Boston area. He has a BBS from the University of Massachusetts at Amherst, a Masters degree in Economics from Northeastern and a Master’s degree in Management Information Systems from the University of Arizona.

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